Loans and Mortgages

For offering home loans, Futurefins has tied up with 15+ partners which include banks, service providers and companies. To name a few following are the banks and financial institutions which we have partnered with

  • 1) HDFC BANK
  • 2) BANK OF BARODA
  • 3) ICICI BANK
  • 4) DCB BANK
  • 5) PNB BANK
  • 6) HDB BANK
  • 7) FULLETRON
  • 8) SHRIRAM CITY
  • 9) TATA CAPITAL
  • 10) FT CASH
  • 11) CHOLAMANDALAM
  • 12) MAGMA FINANCE
  • 13) AXIS BANK
  • 14) CLIX FINANCIAL
  • 15) UJJIVAN FINANCE

It is important to understand the different types of loans offered by various financial institutions and Banks, the pros and cons of them, how to get the best loan in terms of interest rates, processing charges and the duration of sanction of loans.

Some of the questions to bear in mind –

  • What is the maximum term and loan amount am I eligible ?
  • Which financial institution is offering lowest interest rate on HL, PL and LAP ?
  • Should I go for fixed or floating rate of interest ?
  • What is Repo rate ?
  • For Home Renovation should I go for Top up loan on my existing HL or go for the Personal Loan ?
  • What are the documentation required to process my HL, PL or LAP ?
  • What are the current processing charges ?

All these questions can be answered by our Futurefin loan expert. In case you want to apply for a loan, go ahead and we’ll definitely help you.

1) Housing Loan

Every individual strives to purchase property – either to fulfil the dream of possessing a home, or as a safe form of investment. Whatever the case, and whatever type of property – under-construction, ready possession, resale – we can help with financing it with the best available terms and rate of interest.

Property Finance is a secured Loan, where the property is mortgaged with the Bank or Financial Institution for the duration of the Loan. Loans are given to individuals based on income documents, for both Salaried as well as Business persons. Depending on various factors like Financial standing and repayment capability, the amount of Loan and the rate of interest vary between individuals

2) SME Loan

SME Loans, as the name suggests, are for Small/Medium Enterprises, to help fund their Financial needs. The need for an SME Loan could range from raising capital, to meeting the expenses to market a product. Typically, SME Loans are availed for:

  • Fulfilling working capital requirements
  • Meeting Financial requirement for smooth operations
  • Financing Business expansion
  • Setting up a new Business
  • Launching a new product
  • Advertising and marketing of products and services

Depending on the need and the Financial stability of the Enterprise, different types of Loans are available for SMEs:

  • Working Capital Loan
  • Term Loan
  • Over Draft & Cash Credit Facility
  • Lease Rent Discounting

SO, IF YOU ARE A MANUFACTURER, WHOLESALER, RETAILER, OR A SERVICE PROVIDER, YOUR FINANCIAL NEEDS CAN BE SECURED BY US
– HELPING YOU FOCUS ON YOUR BUSINESS AND GROWTH!

3) MORTGAGE LOAN (Loan against property)

When you have a Financial need, one easy way to fulfill it is to take a Mortgage Loan against your property. This gives you the flexibility of getting finances in place rapidly, without exposing yourself to the risks of high-interest Personal Loans. Besides, property Mortgage Loans give you the advantage of raising large amounts in a relatively short period of time, since Banks consider the market value of the property while calculating the amount of Loan eligibility.

Ideal for purposes like meeting short-term finance needs, raising working capital for projects, meeting expenses for marriages or education, home renovation, or even debt reconciliation,

Mortgage Loans can be availed by salaried/professional individuals, NRIs as well as Businesses – both residential as well as commercial property can be mortgaged.

4) BUSINESS LOANS

Business Loans are collateral-free Loans for companies, professionals or self-employed individuals. These Loans are advanced to meet the various Financial needs of Businesses –including working capital, Business expansion, financing projects or starting new lines of Business. Every Business needs external finance to help fund their growth and sustain market fluctuations.

Business Loans are granted based on the Financial strength of the individual or Business. Financial Institutions run credit checks on the applicant to determine the Financial stability, before deciding on Loan amounts and rate of interest.

6) EDUCATION LOAN

There is no doubt about the importance of education these days. Be it school education or college education, it serves as a stepping stool for you to achieve your dreams. Whether it is college education or post graduation, don’t let high tuition fees hamper your growth. Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. The Government’s push on education means you can avail education loan subsidy, and you also get tax benefits for interest paid under Section 80E of the Income Tax Act. We offer you different types of education loans in India to fulfill your dreams. Most of these student loans in India have a repayment period of 10-15 years and a moratorium of the course period and the specified number of months. All education loans do not need a security for a loan up to Rs. 4 lakhs.

7) Personal loan

Personal loans are an unsecured form of credit that is popular to meet immediate requirements. It is multi-purpose in nature and therefore can be used for various purposes including wedding, home renovation, travel purposes and more. Moreover, there is no restriction for the amount borrowed and can be used for any purpose they want. In fact, a personal loan can help you build your credit faster when compared with other forms of credit. This is because of the risk it carries due to being unsecured.

Why Futurefins Servies?

1) Quick Timely Service

We are there for our customers, when they need service. We deliver customers financial requirements at the right time as their best advisor. We will also extend our warm service after sales.

2) Choice of Varied Financial Institutions

We are associated with all types of financial institutions and Banks to cater to all financial needs of the customers.

3) Experienced Team on board

At Futurefins, there is a knowledgeable and experienced team of ex bankers and Financial Consultants. We have experts to choose the right bank for your home loan. All you have to do is contact us and we will take care of the entire end to end process.

4) Personalised Service to customers

Here at Futurefins Services we pride ourselves on the personal level of service we provide to all our loan applicants.

5) Transparency in Dealings

We will provide our customers with all the information they need while availing the loans or financial requirements with transparency and honesty.

! For more details on current rate of interest and your loan eligibility, kindly click on the below enquiry.
HAPPY TO HELP